Dental insurance helps patients and families across the country save money on dental checkups, restorations, and other forms of oral healthcare. But how can you make your own plan work for you? Step one is to find a dental office that accepts your plan, and at ProSmiles Dental & Orthodontics of Hurst, we not only take most dental PPOs, but we also work with our patients to make sure they understand their unique coverage and what they can do to maximize their benefits. Our team has been working with various insurance companies and navigating different plans for years, and we’ll put that experience to good use by removing the stressful financial aspects of your dental treatment in Hurst.
Traditional medical insurance usually reserves most of its coverage for emergencies or the treatment of serious health problems. Dental insurance, in many ways, takes the opposite approach. It is designed to encourage patients to seek preventive care in order to prevent long term damage that would require more expensive treatments. Most dental insurance plans offer 100% coverage for routine examinations and cleanings so that problematic findings can be addressed as early as possible – saving you (and your insurance carrier) a lot of money, time, and headaches.
All dental insurance plans are different, but many of them follow a similar structure. Essential preventive care is usually fully covered. As for restorative care, minor procedures (which may include fillings or root canal therapy) usually receive up to 80% coverage while major procedures (which often includes dentures or crown placement) get around 50% coverage. We recommend that all of our patients take the time to clarify their benefits with their insurance companies before they pursue any kind of dental care.
Different patients have different insurance needs, and we aim to accommodate as many of them as possible. We are in-network with many common PPO insurance plans, which includes the following:
Don't see your plan? We likely take it... call us to learn more!
It’s important to distinguish the difference between an in-network provider and one that is out of network. In-network means that we have set our rates for certain services according to the insurance company’s guidelines. That does not mean that out-of-network plans cannot be accepted; quite the contrary, we’re happy to file claims for such plans so that your family can enjoy the financial security that comes with being reimbursed for dental care. In many cases, out-of-network prices won’t differ that much from in-network prices, meaning you’ll still be seeing a significant amount of savings. Please reach out if you have any further questions about the process.